Disclaimer

Educational Purpose Only

Smart Like A Fox, a program of DB3, LLC provides educational workshops and resources designed to teach practical skills related to fraud awareness, information verification, and critical thinking. All content, materials, and instruction are provided for educational and informational purposes only.

No Professional Advice

No Legal Advice

Nothing presented in Smart Like A Fox workshops, a program of DB3, LLC, website, or materials constitutes legal advice or creates an attorney-client relationship. We are not a law firm, and our instructors are not acting as your attorneys.

If you need legal advice, you should:

• Consult with a licensed attorney in your jurisdiction
• Seek professional legal counsel for your specific situation
• Not rely on workshop content as a substitute for legal representation

No Financial Advice

Smart Like A Fox, a program of DB3, LLC does not provide financial planning, investment advice, or financial counseling. Workshop content related to fraud prevention and financial protection is educational in nature and should not be construed as financial advice.

For financial matters, you should:

• Consult with a licensed financial advisor or certified financial planner
• Seek professional guidance for investment decisions
• Not make financial decisions based solely on workshop content

No Professional Services

We do not provide:

• Investigative services
• Background check services
• Credit monitoring or repair services
• Identity theft resolution services
• Legal representation or advocacy
• Mental health counseling or therapy

No Guarantees or Warranties

No Guarantee of Results

Smart Like A Fox, a program of DB3, LLC makes no guarantees, representations, or warranties regarding:

• Prevention of fraud, scams, or identity theft
• Ability to detect all forms of misinformation or manipulation
• Specific outcomes from applying workshop techniques
• Protection from financial loss or harm
• Accuracy of third-party information sources
• Availability or functionality of third-party tools

Educational Tools Only

The techniques, tools, and methodologies taught in our workshops are educational resources. Individual results will vary based on:

• Personal circumstances and situation
• Diligence in applying learned techniques
• Complexity of the issue being addressed
• Factors beyond the scope of workshop content

Third-Party Resources and Tools

No Control or Endorsement

Smart Like A Fox, a program of DB3, LLC may reference, demonstrate, or provide links to third-party websites and online tools, public records databases, verification services, government resources, and news sources and fact-checking organizations.

We do not:

• Control the content, accuracy, or availability of third-party resources
• Endorse or guarantee the reliability of third-party services
• Receive compensation for recommending specific tools (unless explicitly disclosed)
• Assume responsibility for third-party actions, errors, or omissions

User Responsibility

You are solely responsible for:

• Verifying information obtained from third-party sources
• Complying with terms of service of third-party websites
• Protecting your personal information when using external tools
• Understanding the limitations of public records and databases

Limitation of Liability

No Liability for Damages

To the fullest extent permitted by law, Smart Like A Fox, a program of DB3, LLC, its owners, instructors, affiliates, and partners shall not be liable for any:

• Direct, indirect, incidental, or consequential damages
• Loss of money, property, or assets
• Emotional distress or mental anguish
• Identity theft or fraud occurring after workshop participation
• Damages resulting from reliance on workshop content
• Damages caused by third-party tools, websites, or resources
• Damages arising from errors, omissions, or inaccuracies in materials

Assumption of Risk

By participating in Smart Like A Fox workshops, a program of DB3, LLC, you acknowledge and accept that:

• You are using workshop materials and techniques at your own risk
• Smart Like A Fox, a program of DB3, LLC cannot prevent all fraud, scams, or misinformation
• No educational program can guarantee complete protection
• You remain responsible for your own decisions and actions

Not a Substitute for Professional Help

When to Seek Professional Assistance

Smart Like A Fox workshops, a program of DB3, LLC are not a substitute for professional services when:

• You are a victim of identity theft (contact law enforcement and credit bureaus)
• You have been defrauded (report to FTC, FBI IC3, and local police)
• You need legal representation (consult an attorney)
• You require financial planning (work with a certified financial planner)
• You are experiencing mental health issues (seek licensed counseling)
• You need technical assistance (contact IT professionals or cybersecurity experts)

Emergency Situations

If you are in immediate danger or experiencing an emergency:

• Call 911 for immediate assistance
• Contact local law enforcement for criminal activity
• Reach out to crisis hotlines for mental health emergencies
• Contact your bank immediately if accounts are compromised

Accuracy of Information

Best Efforts

Smart Like A Fox, a program of DB3, LLC makes reasonable efforts to provide accurate, current, and useful information. However:

• Information may become outdated as laws, regulations, and technologies change
• Examples and case studies are for illustrative purposes and may be simplified
• Workshop content reflects general principles and may not apply to all situations
• We cannot guarantee the accuracy of all information presented

No Duty to Update

We are under no obligation to update workshop materials, website content, or previously provided information. Laws, regulations, and best practices may change after workshop participation.

User Conduct and Responsibility

Ethical Use of Information

Workshop participants agree to use learned techniques and information:

• Ethically and legally in accordance with all applicable laws
• For personal protection and legitimate verification purposes
• Not for harassment, stalking, or invasion of privacy
• Not for illegal or malicious purposes

Compliance with Laws

You are solely responsible for ensuring your use of workshop techniques complies with:

• Federal, state, and local laws
• Terms of service of third-party websites and tools
• Privacy laws and regulations
• Fair Credit Reporting Act (FCRA) and similar regulations

Intellectual Property

All workshop materials, including presentations, handouts, videos, and resources, are the intellectual property of Smart Like A Fox, a program of DB3, LLC and are protected by copyright law.

You may not:

• Reproduce or distribute workshop materials without permission
• Use materials for commercial purposes
• Record or share workshop videos without authorization
• Claim authorship of Smart Like A Fox, a program of DB3, LLC content

Changes to This Disclaimer

Smart Like A Fox, a program of DB3, LLC reserves the right to modify this Disclaimer at any time. Changes will be effective immediately upon posting to the website with an updated "Last Updated" date.

Your continued use of our services after changes are posted constitutes acceptance of the revised Disclaimer.

Severability

If any provision of this Disclaimer is found to be unenforceable or invalid, that provision shall be limited or eliminated to the minimum extent necessary, and the remaining provisions shall remain in full force and effect.

Contact Information

For questions about this Disclaimer, please contact:

Smart Like A Fox™
Email: [email protected]
Website: https://smartfoxtools.com